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6 FAQs about [Responsibility division for photovoltaic panel damage]
What should I do if my solar panel is damaged?
Damaged modules must be replaced at short notice, without placing any piece of tape over them. PV modules without by-pass diodes shall be avoided. RSA has experienced losses where solar panel fires have spread to combustible roof covering.
Are PV panels combustible?
For roof mounted systems, a PV panel array provides a combustion risk on top of the roof. On a concrete roof this is unlikely to spread into the building except via openings and cable- penetrations. On combustible roofs a fire would quickly spread to the roof and then the spread via the roof itself would be more rapid than via the modules.
Are solar panels damaged in a hailstorm?
One more major concern to insurers and project owners is the potential damage to the solar cells in a hailstorm, even if the glass appears to be undamaged.
Can PV panels be installed on a combustible roof?
In ground mounted systems, the geotechnical and phreatic level studies, including the risk of expansive clays and/or soil liquefaction must be evaluated by the Risk Consultant, ensuring that all recommended mitigations are incorporated to the project. PV panels should not be located on combustible roofs or roofs with combustible insulation.
Who is responsible for a solar project in the UK?
Solar energy is expected to more than double by 2030 and will therefore continue to be a key part of the UK’s decarbonisation strategy. The main parties to solar projects will often include the: Developer (employer) – who obtains planning consent and finance for the project. Contractor – who is responsible for building the solar plant.
Are solar panels a fire hazard?
Panels with glass, aluminium or lower combustibility backings are preferred. There is known to be a risk associated with solar panels due to local shading causing hot spots in a panel leading to panel deterioration and ignition and this has led to fires involving solar panels.


